bought a new bike for one of my sons

paid a chunk of mortgage

put money into my IRA

went on vacation

bought tickets/accomodations for my kid to go to Sonoma for the Nationals

but, no, as a self employed person who ends up paying less than $1,000/year in actual taxes, I just sent off my slightly late payment of $2000 for the social security I'll probably never get.... what could possibly happen with a spare 10K per year??