Like Tom Petty sang, ~the waiting is the hardest part~!!! After much reading and researching, I will join the ranks of the folding cognoscenti with my very own Swift, built up with Nexus 8 hub, XT brakes, upgraded BB and Marathon Racer tires. This forum has been a tremendous help, especially dalmore for letting me try his bikes in the flesh (fold?) and Wavshrdr for the invaluable advice and insight. Oh UPS Man, wherefore art thou?