Here's my brand new '07 Trek 7.2FX:
It's my all-purpose bike. My commutes are really short (no longer than 3 miles one-way) so I make do with a backpack. I'll probably put a rack on eventually. That photo was taken the day after I brought it home; I've since added a bottle cage, lights, a frame pump, a seatpost bag and a computer, and I've lowered the adjustable stem and jacked the seatpost up. I'll be adding the Nashbar trekking bars and another bottle cage soon enough, and might dump that suspension seatpost.