okay now that i have commuted i can officially call my bike a commuter!
here it is:
i know, there is so much stuff. too much stuff. but i NEED it! now there is a bit more reflective tape (i made it symmetrical, so it's on all 4 of the rack stays and both sides of bottle cage etc.) and i don't use the seat bag anymore because it's in the way of my cateye ld1000. i always have my banjo bros pannier on the rack, now, for tools and water and all that. i used a pump mount to attach my pepper spray to the top tube.

on the handlebar i have the airzound, headlight, bike computer, and sometimes the bike computer nightlight. someday i'll get a dynahub and get the headlight off of there. when i get my new pannier the pump will go in there. then i'll be happy with the amount of crap i have attached to the bike. i really do like stuff to be spartan, although you couldn't tell from my house or my bicycle