I wonder, how cold can it get before you need another jacket? What's the temperature range for the Showers Pass Elite, or similar jackets... it stays in the 20's to 40's here in the winter, and I wouldn't be able to justify a $179 jacket if I couldn't use it all winter... maybe with a wool sweater underneath it'd be alright, or in fact maybe a wool sweater would be too much if it's 25 degrees (F) out.. I don't see a temp range on their site. Sounds like a damn good commuter jacket though.