I don't know why I didn't do this last year when I got my bike.
Stock Cross Check Complete w Brooks Professional and natural cork tape for style. Various Lights including Dinotte 5w. Bags are both from nashbar. Reflective tape on fenders is black, and tape on rims/cranks is silver, therefore mostly invisible in normal light.
Nothing fancy, I'm not a bike builder at all. I really would like to buy a hub w internal gears, and a single-speed front crank w chain guard.
The only thing I don't like is that I paid so much that I worry too much when leaving it outside a bar or theatre or store (when i ride to work I can leave it in our warehouse). That and the fact that it eats pants if I dont tuck them into my socks