also, what is the verdict. Does any of the bikes in my list stand out or a bit better than the others?

or should I keep on looking. the Phase II would be the cheapest for me. Actually about $250 cheaper than the Sette ACE. But the Phase II would not come with any warrenty, cause I would be buying it from a local guy. If the Ace is a decidedly better frame then I would get it, but if not I would save that $250 and probably spend that on the components...