This is my current "utility" bike. Actually I consider most of my bikes utility bikes, but this is the one I typically ride to the store and over to the farms for my veggies. It is a 2003 Staiger, German trekking bike that I picked up at one of my LBSes. It was a trade in, paid $150 for it. 27 speed Shimano drivetrain, V brakes, 700c wheels and a Nexus generator hub. I have since added Wald folding baskets to the rear and a Delta Shock rack is going on the front to add to my carry capacity. It has been ridden on a couple of ~35 mile rides and is very comfortable, even with the upright riding position. Also the cheesy plastic chain guard is getting replaced with a nice custom aluminum one

Aaron