So it is at or slightly below freezing today morning by my house. I notice the frozen dew drops on the grass, no biggie. Get out on my bike to run some errands. Have to make a left from my street to the main street. A water pipe is busted and I do notice some icy water mix formation. Wait for traffic to pass and then just as I am about to make a left turn on the street, vuuuuuuuuuuuum I go !! Down went my bike with me on it

A car that was passing by stopped, asked me if I was okay, let me cross the road, and yelled at me for not wearing helmet

Now I usually do wear helmets when I go out for longer rides. This was just a ride for an errand (less than quarter mile !!) so I didn't wear my helmet !
Ended up with slightly bruised cheek and slightly bruised knee, broken fender and a severly bruised dignity !