Guess I'm rally a Fred because I thought Fred referred specifically to a new racer, one not used to group riding and therefore potentially dangerous.
My commuter has all the dorky (Freddish?) bags, lights, reflectors, mirrors, etc., that keep me alive on morning commutes in the dark. I do wear some old (minor) pro team kit because 1. it's comfortable and 2. I got a bunch of pro-quality bibs and jerseys from a guy who had too many and was selling them for 10 bucks each. I'm about to fork over a bunch of bucks for a pair of the best Pearl Izumi bibs. Why? 1. I need a pair of basic black. 2. I prefer bibs. 3. I want something that will last a long time. Can't accuse me of riding an expensive bike, though. Now I do prefer Dura Ace and will buy nothing less from now on. I have 105 on my commuter. When I needed another set of shifters for another bike, I was able to pick up some DA on sale at a very reasonable price. The shifting was so much smoother and crisper I decided they would be worth the money anytime I needed a new group.
Whatever.
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If it ain't broke, mess with it anyway!