My Marin San Rafael ('06, I think) after yesterday's commute home with a grocery store detour (and a dog who wants to know why his dinner is being postponed so I could take pictures of my bicycle).
Topeak rear rack and bag.
Nashbar front rack.
I think that's a Blackburn tail light, but I might be wrong.
Headlight is a Cygo Lite Night Rover if I remember correctly.
And, of course, a Big Brass Bell.