Bottom bracket tool = 7 dollars, crank puller = 15 dollars.
Headset tools = a 1" piece of brass tubing, a block of wood and a mallet
Overall the tools are going to cost you...26 dollars? maybe 30? Plus a bottom bracket tool and crank pullers are something worth having around so you dont have to do what I do and bum em off friends
The 90 dollars you saved will buy you a new headset and a stem. If you buy the new frame from IRO see if they will sell you a headset and stem and they might install the parts for you.