I'm not sure about the saddle - it actually feels more immediately comfortable than the ones on the modern bikes I've tried (Specialized Sirrus, Trek 7.5FX); but I suppose what's comfortable on a jaunt down the road may not be on a ride of any seriousness. It's pretty battered though.
Charles, you've hit the nail on the head again with the standover. I'm slightly out of proportion (longer torso, shorter but not very short legs). On a rough assessment the pedals are somewhere handy with that seat height, but the standover is... tight - I'm pretty much resting on the top bar. I know it's not a direct comparison, but the Sirrus I tried was L (58 cm?) and that felt better, though with much more seat post showing.
Reach to the top of the bars feels right but to the hoods and drops feels too far, but that may just be my preference. Maybe I'm more of a flat bar sort of person; I don't like being low in the drops, but I find on the tops the bars feel too narrow.