I'm glad you weren't hurt! If I were in your position and the driver was being a jerk about facing her responsibility, I would bring a copy of the police report to the local district attorney and tell them you'd like to file a complaint for vehicular assault. Or at least I'd tell the driver that's what I was planning to do. If she's prosecuted for that, she might lose her license, at least for a little while. If she's facing a criminal charge, $240 might not seem like such a big deal anymore.