Regular bikes: front/rear lights. Usually leave the reflectors on the back,will leave the front on if I don't need the bar space. Spoke reflectors I'll leave on,but won't replce them if they fall off. Reflective sidewall tires if I can.
Bad weather bike: front headlight and blinky,2 rear lights,reflective tape on headtube/seatstays/left chainstay,reflective sidewall tires.
I always try to get my tires with reflective sidewalls. Two big reflective hoops that can be seen from a very wide angle.
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C'dale BBU('05 and '09)/Super Six/Hooligan8and 3,Kona Dew Deluxe,Novara Buzz/Safari,Surly Big Dummy,Marin Pt Reyes,Giant Defy 1,Schwinn DBX SuperSport,Brompton S6L/S2E-X/M6L-X/S12 T Line