Hi all,

I've not been a frequent visitor the last couple of months, but I wanted to wish you all a very happy new year! Here's to a calmer and less-interesting year ahead.

All is well with us. Both still gainfully employed (me still as a consultant) and healthy and happy in spite of our 401-Ks turning into 101-Ks. Still enjoying our bikes. Counting our blessings.

Warmest wishes,
Trudie