Here's my winter beater. I picked it up for $50 with a lady's bike thrown in. I stole the fenders off the lady's bike and I'm hoping the rigid fork from the lady's bike will fit. I won't find out until i switch back to the road bike sometime in May.

There's enough "Jamis Aurora" Stickers on the frame to lead me to believe that the frame is a Jamis Aurora.

I put the Schwalbe Snow studs on front and back. So far i'm pretty impressed but i have no point of reference having never ridden in winter before. I see all kinds of surfaces on my commute though.