Not sure I'd make the jump to the handlebar bag unless I had a crapton of stuff to carry, but I don't get the saddle bag hate. I keep the stuff I need to fix a flat in my saddle bag and leave it there until it is needed.

It would suck to have to load and unload this stuff into my jersey every ride, not to mention I hate having all that junk in my jersey.

And yeah, I understand making this post to tell the story, but not being able to figure out what to do with the velcro?