neww here, but ive been browsing for ages.
Ill jump in and say this: im pushing 80.6 gear inches in nyc, and when it comes to races in the park, i still should be pushing a higher gear ratio. if you can push a high ratio, youll be that much stronger when you switch out to a lower one. as it is, i push around 160rpm at 34 or 35 mph... not bad for the downhills in the park, and i can really haul ass up any hill you throw at me.
just to summarize... racers will look at any common "street ratio" and laugh at it. You just cant compete against the guys who can actually push a higher ratio