Does anyone know if and where I can get Insurance to cover my bike, and of course anyone I may cause harm to in the event of an accident?

Renters or homeowners insurance. Whichever one applies.

What he said..

Just be aware that the deductible will have to be met. My son crashed his bike into the back of a car and there was not enough to meet the deductible. My auto insurance covered the damage to the car but the home owners did not to cover the damage to his bike because of the high deductible. You may be able to get a rider or supplemental to your home owners to cover the bike with a lesser or zero deductible.