Man, looking back on my earlier post it looks like I might have been promoting living like a pauper. But yeah, that is NOT me. My FIL is like that. Rode the same Trek 1400 aluminum bike for a couple of decades. Bought a carbon OCLV bike with the USPS colors only because he happened to find a crazy deal on it. Less than a couple of years later he develops some crazy nerve damage near his prostate and can't ride the bike. Took him years to get back to regular riding.

No reason to eat PB&J for 10 years to pay your house down sooner. If you like that shiny new bike, just buy it. Don't fret over the extra interest paid on the bigger loan if it means life not sucking right now.

It's important for every individual to find that balance between being responsible for the future and living in the moment.

http://i.imgur.com/FKaF2RD.png

This is like 90% percent of the spats on the 41.

Oh. I forgot about Step 12.

Do eet!

Albany is better than where I grew up, though, I'll give it that.

Bingo

I like PB&J

#justsaying

PB&J is good, but it's no broccoli.

Ironically I had that for lunch to save a few bucks. :lol:

Well, if you were eating good peanut butter, you'd only be saving one buck.

What about free-range, humanely-raised bread? Won't someone think of the poor bread?

[MENTION=140600]LAJ[/MENTION] lives modestly, yet his Christmas tree display could light 3 small countries. Not judging. Saying the beauty of priorities let us all choose how to live large, in our own way.

Mrs. RollCNY was a stay at home mom for years, so we built our life around one income. Now that she works, we keep the one income base cost, and indulge as desired.


I also like cheap peanut butter, but the jelly can rack up the bills.

I think that the best way to rank peanut butters is based on how long a jar will last. Justin's Honey peanut butter sometimes doesn't last a week, so it must be pretty damn great. Peanut Butter Co's Beez Knees is also very good.

Don't knead on me.

I'm sure you'll rise to the occasion.

The debt thing is funny. We never have paid cash for anything big. We always carried loads of credit card debt, judiciously renegotiated to keep the interest rates in the 0-5% range. Why? Because it allowed us to save money exclusively in "qualified", tax-sheltered accounts. That enforced discipline to not make withdrawals. As long as we could handle the monthly nut, we were solid and the savings were continually growing. It might not work for everyone, but it worked beautifully for us. Upon retirement we became debt free. It turned out to be a great strategy.

Fixed

I have a serious weakness for this (expensive) peanut butter. And Rapha jerseys.

Yet I make my own jam. The mysteries of humanity. Go figure.

http://i771.photobucket.com/albums/x...FF0AF31E6A.jpg

True peanut butter is disgusting.

<Dark Chocolate Dreams. See previous post.>

I had that for lunch because I know how to make it.

#notacook

I don't actually use jelly on my PB&J. I use Mrs. rjones28's homemade apple butter. Also, I am currently eating Peter Pan peanut butter. But, if I'm in a Wegman's I'll grab their store brand.

I had a thing for the jif whips chocolate/peanut butter for a while. I tried to tell myself it was better since it's like half the carbs, lower cal than regular peanut butter. But in the end I just had to admit it's impossible not to just eat 3x as much of the stuff.

I've been off it for a month or two now. The shakes are starting to subside.

Quick, somebody give me some motivation to get on the trainer. I haven't ridden in 6 days being sick, and it's gonna rain.

I'll give it a whirl - I'm pretty sure that I'm not going to have to twist the kid's arm.