Addiction III
12-22-10 | 08:56 AM
#4526
gmt
Joined: Sep 2008
Posts: 12,509
Likes: 3
From: Binghamton, NY
talking of law, i heard the most ridiculous blood boiling crap today.
i had cleared the snow in front of my house because i did not want the melting snow to become a lethal ice sheet. today a neighbour told me that he heard that if people fall in front of my house, the fact that i had cleared it meant they could sue me for not clearing it adequately and black ice caused them to fall. if i didn't clear it at all, it would not be my fault but the local council's fault and this is why most people do not clear away snow.
people suck. F them.
i had cleared the snow in front of my house because i did not want the melting snow to become a lethal ice sheet. today a neighbour told me that he heard that if people fall in front of my house, the fact that i had cleared it meant they could sue me for not clearing it adequately and black ice caused them to fall. if i didn't clear it at all, it would not be my fault but the local council's fault and this is why most people do not clear away snow.
people suck. F them.
12-22-10 | 08:58 AM
#4527
Still can't climb
Joined: Sep 2006
Posts: 23,024
Likes: 6
From: Limey in Taiwan
next we'll be drinking coke and eating enough burgers to disable all our kids. oh wait...too late.
__________________
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
12-22-10 | 08:59 AM
#4528
Senior Member
Joined: Jan 2008
Posts: 3,653
Likes: 1
From: Washington, DC
talking of law, i heard the most ridiculous blood boiling crap today.
i had cleared the snow in front of my house because i did not want the melting snow to become a lethal ice sheet. today a neighbour told me that he heard that if people fall in front of my house, the fact that i had cleared it meant they could sue me for not clearing it adequately and black ice caused them to fall. if i didn't clear it at all, it would not be my fault but the local council's fault and this is why most people do not clear away snow.
people suck. F them.
i had cleared the snow in front of my house because i did not want the melting snow to become a lethal ice sheet. today a neighbour told me that he heard that if people fall in front of my house, the fact that i had cleared it meant they could sue me for not clearing it adequately and black ice caused them to fall. if i didn't clear it at all, it would not be my fault but the local council's fault and this is why most people do not clear away snow.
people suck. F them.
12-22-10 | 09:00 AM
#4529
Still can't climb
Joined: Sep 2006
Posts: 23,024
Likes: 6
From: Limey in Taiwan
screw that! I'm going to shovel the snow pile over the cleared area like it was never cleared.
__________________
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
12-22-10 | 09:02 AM
#4530
gmt
Joined: Sep 2008
Posts: 12,509
Likes: 3
From: Binghamton, NY
Welcome to the Microsoft™ London Underground®, presented by Exxon-Mobil®, all rights reserved, penalty for public use, owner reserves the right to deny service to anyone, no guarantee implied or expressed, use of these services carries a risk of death or possession by evil spirits, mind the gap.
12-22-10 | 09:03 AM
#4531
Senior Member
Joined: Jul 2010
Posts: 2,784
Likes: 0
From: Atl, GA
I know here we consider acts of mother nature as unforseeable events 99% of the time, and thus we are usually not liable for them. It might be different up north though where they get bad winter weather
12-22-10 | 09:05 AM
#4532
Still can't climb
Joined: Sep 2006
Posts: 23,024
Likes: 6
From: Limey in Taiwan
Welcome to the Microsoft™ London Underground®, presented by Exxon-Mobil®, all rights reserved, penalty for public use, owner reserves the right to deny service to anyone, no guarantee implied or expressed, use of these services carries a risk of death or possession by evil spirits, mind the gap.
get this. the london underground is being sponsored by a loan shark company. the annual interest rate of their loans is like 2,890% or there about. they are regulated to state this % so it is right there on the posters to see. loan sharking...legitimate business.
__________________
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
12-22-10 | 09:10 AM
#4533
Senior Member
Joined: Jul 2010
Posts: 2,784
Likes: 0
From: Atl, GA
that's funny.
get this. the london underground is being sponsored by a loan shark company. the annual interest rate of their loans is like 2,890% or there about. they are regulated to state this % so it is right there on the posters to see. loan sharking...legitimate business.
get this. the london underground is being sponsored by a loan shark company. the annual interest rate of their loans is like 2,890% or there about. they are regulated to state this % so it is right there on the posters to see. loan sharking...legitimate business.
12-22-10 | 09:12 AM
#4534
Still can't climb
Joined: Sep 2006
Posts: 23,024
Likes: 6
From: Limey in Taiwan
two thousand eight hundred and ninety percent.
__________________
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
12-22-10 | 09:14 AM
#4535
gmt
Joined: Sep 2008
Posts: 12,509
Likes: 3
From: Binghamton, NY
I don't think the UK uses the comma as a decimal marker but as a thousands separator, like the USA
12-22-10 | 09:15 AM
#4536
gmt
Joined: Sep 2008
Posts: 12,509
Likes: 3
From: Binghamton, NY
oh. it's the day after the solstice.
Let there be light.
Let there be light.
12-22-10 | 09:19 AM
#4537
Senior Member
Joined: Aug 2010
Posts: 3,113
Likes: 132
From: WNY
Bikes: Factor O2, Caad10, Caad2
"Bolivia, a hemisphere away, ain’t in south-central Texas"
Classic!
Classic!
12-22-10 | 09:19 AM
#4539
Still can't climb
Joined: Sep 2006
Posts: 23,024
Likes: 6
From: Limey in Taiwan
my SAD disappeared a couple of weeks ago and i'm all perky again.
__________________
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
12-22-10 | 09:20 AM
#4540
Still can't climb
Joined: Sep 2006
Posts: 23,024
Likes: 6
From: Limey in Taiwan
loan sharking. when asked about this, the mayor said they are registered and regulated so they are a legitimate company so we can take sponsorship from them even if they do charge "extortionate rates". his very words.
can you imagine bloomberg saying that?
can you imagine bloomberg saying that?
__________________
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
12-22-10 | 09:26 AM
#4543
Still can't climb
Joined: Sep 2006
Posts: 23,024
Likes: 6
From: Limey in Taiwan
isn't it amazing that a lump of bread and sugar can give you a huge smile. we should send some to haiti.
__________________
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
12-22-10 | 09:29 AM
#4544
Mostly Harmless
Joined: Jul 2008
Posts: 58,905
Likes: 6,250
From: Norfolk, VA
Bikes: Have two wheels
12-22-10 | 09:30 AM
#4545
Senior Member
Joined: Jan 2008
Posts: 3,653
Likes: 1
From: Washington, DC
Loan sharks actually charge less than those companies, from what I hear.
They have the same thing in the USA. Payday loans. They forward you $100, then when you get paid 2 weeks later you pay them back $115. $15 on $100 is an APR of 390%, but EAR of 3,685%. Crazy when you think about it. Someone that is regularly taking those loans is nothing but 2 weeks behind on expenses. Just 2 weeks. If they were any further behind, they couldn't pay those payday loans back. So for being 2 weeks behind on expenses, they are getting 15% cut out of every single one of their paychecks. Crazy.
In DC they capped the APR% at 24%, which is the max any other loan/credit place can charge. All of the places went out of business and there are currently no payday loan companies in DC.
Some of the new financial regulation that is getting put in place from Obama's big financial bill is going to cover that sort of stuff, but not that much.
They have the same thing in the USA. Payday loans. They forward you $100, then when you get paid 2 weeks later you pay them back $115. $15 on $100 is an APR of 390%, but EAR of 3,685%. Crazy when you think about it. Someone that is regularly taking those loans is nothing but 2 weeks behind on expenses. Just 2 weeks. If they were any further behind, they couldn't pay those payday loans back. So for being 2 weeks behind on expenses, they are getting 15% cut out of every single one of their paychecks. Crazy.
In DC they capped the APR% at 24%, which is the max any other loan/credit place can charge. All of the places went out of business and there are currently no payday loan companies in DC.
Some of the new financial regulation that is getting put in place from Obama's big financial bill is going to cover that sort of stuff, but not that much.
12-22-10 | 09:31 AM
#4546
Senior Member
Joined: Jul 2010
Posts: 2,784
Likes: 0
From: Atl, GA
I'm just..baffled.
12-22-10 | 09:31 AM
#4547
Senior Member
Joined: May 2010
Posts: 4,370
Likes: 0
Bikes: '10 Felt ZW6, '06 Bianchi San Jose, '04 Giant Yukon
My apologies. I never knew if it really was poop or not. The snow looked mostly white in the moonlight, but there was something off about it.
The jumpsuit made me look like a toddler dressed for disco. My mother did have a tendency to overdress me to go outside in the cold the point of looking like Mr. Bib, so this is still correct.
It must have, because I can't remember things that happened last week, but I remember that event from 30 years ago clear as a bell.
It must have, because I can't remember things that happened last week, but I remember that event from 30 years ago clear as a bell.
12-22-10 | 09:33 AM
#4548
Mostly Harmless
Joined: Jul 2008
Posts: 58,905
Likes: 6,250
From: Norfolk, VA
Bikes: Have two wheels
Dumb story:
When I was little, I had this sweet red polyester jump suit with a belt that I wore one year to my aunt and uncle's house for Thanksgiving. They lived on a dairy farm. It had snowed early that year, and there was a pretty good amount of accumulation. Snow is fun, so I went outside to play with my brothers and cousins. They were all a bit older (brothers are 8 & 12 years older, cousins about the same). It was dark out and at some point I decided to eat some snow. It tasted funny, like there was probably dirt in it or something.
My loving siblings started laughing at me, and said I'd eaten cow poop. Of course eating cow poop meant I was going to turn into a cow, or so they said, so I ran screaming into the house. My parents and aunts and uncles were all inside the house, sitting around a table playing sheepshead. They all asked what was wrong, and after I'd blubbered out that I'd eaten poop laden snow and I was going to turn into a cow, they told me to turn around. One of them shouted out "Oh look! You've already grown a tail!" and pulled on one end of the belt that had come undone. I burst into tears. They all burst into laughter.
Good times.
When I was little, I had this sweet red polyester jump suit with a belt that I wore one year to my aunt and uncle's house for Thanksgiving. They lived on a dairy farm. It had snowed early that year, and there was a pretty good amount of accumulation. Snow is fun, so I went outside to play with my brothers and cousins. They were all a bit older (brothers are 8 & 12 years older, cousins about the same). It was dark out and at some point I decided to eat some snow. It tasted funny, like there was probably dirt in it or something.
My loving siblings started laughing at me, and said I'd eaten cow poop. Of course eating cow poop meant I was going to turn into a cow, or so they said, so I ran screaming into the house. My parents and aunts and uncles were all inside the house, sitting around a table playing sheepshead. They all asked what was wrong, and after I'd blubbered out that I'd eaten poop laden snow and I was going to turn into a cow, they told me to turn around. One of them shouted out "Oh look! You've already grown a tail!" and pulled on one end of the belt that had come undone. I burst into tears. They all burst into laughter.
Good times.
12-22-10 | 09:34 AM
#4549
Senior Member
Joined: Jul 2010
Posts: 2,784
Likes: 0
From: Atl, GA
Loan sharks actually charge less than those companies, from what I hear.
They have the same thing in the USA. Payday loans. They forward you $100, then when you get paid 2 weeks later you pay them back $115. $15 on $100 is an APR of 390%, but EAR of 3,685%. Crazy when you think about it. Someone that is regularly taking those loans is nothing but 2 weeks behind on expenses. Just 2 weeks. If they were any further behind, they couldn't pay those payday loans back. So for being 2 weeks behind on expenses, they are getting 15% cut out of every single one of their paychecks. Crazy.
In DC they capped the APR% at 24%, which is the max any other loan/credit place can charge. All of the places went out of business and there are currently no payday loan companies in DC.
Some of the new financial regulation that is getting put in place from Obama's big financial bill is going to cover that sort of stuff, but not that much.
They have the same thing in the USA. Payday loans. They forward you $100, then when you get paid 2 weeks later you pay them back $115. $15 on $100 is an APR of 390%, but EAR of 3,685%. Crazy when you think about it. Someone that is regularly taking those loans is nothing but 2 weeks behind on expenses. Just 2 weeks. If they were any further behind, they couldn't pay those payday loans back. So for being 2 weeks behind on expenses, they are getting 15% cut out of every single one of their paychecks. Crazy.
In DC they capped the APR% at 24%, which is the max any other loan/credit place can charge. All of the places went out of business and there are currently no payday loan companies in DC.
Some of the new financial regulation that is getting put in place from Obama's big financial bill is going to cover that sort of stuff, but not that much.
12-22-10 | 09:36 AM
#4550
Still can't climb
Joined: Sep 2006
Posts: 23,024
Likes: 6
From: Limey in Taiwan
it's amazing. i think when it gets to bigger amounts it must get really scary. these sharks are offereing loans of thousands of pounds. seems like we never learn from experience. hear we go again. sub prime? what sub prime?
__________________
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack
coasting, few quotes are worthy of him, and of those, even fewer printable in a family forum......quote 3alarmer
No @coasting, you should stay 100% as you are right now, don't change a thing....quote Heathpack