+barbecue set

I think today is "New MacBook Pro Delivery Day" for me - wee!

TTC for me today... I was out on a little run last night and caught the storm JUST as I was at my turn point, full snow flying sideways into the face. Then shoveling this morning, scrapped down to icy cover on sidewalk. You know when you get the "Don't do it..." feeling? I had it today. I've learned over the years to trust that voice.

Within 30 seconds off getting off the streetcar I am slushed by a cab. Handheld .5o cal Dessert Eagle..hmm maybe not such a bad idea....hahahaha jk'n.. a slingshot would have sufficed.

Oh oh oh Mr Shapelike ... do you guys have an XT lock tool at the shop, to lock down the crank ring on the oldish XT crank? Keith .. thanks for the call this morning... head swimming. Bastid.. :lol: Hey... who knows if we carry Fat Tire Beer from Belgium here in ON. I NEED to get some.. just for the case and the bottle.

That's NEW Belgium (brewery is in CO methinks), and no, you can't get it in Ontario. I just checked lcbo.com and thebeerstore.ca.

from CO?... :lol: I totally though it was a Euro thingy... silly boy.

hehehe.. nope. Cool company though. They also do the Tour de Fat.

http://www.followyourfolly.com

beautiful ride in...and props to the old chinese lady who was haulin ass on her beater SS granny bike on Gerrard!

i hummed and hawed for a long time this morning, but since i thought i heard the plows out, and the street looked ok from my window i thought i'd give it a go...

i got about a block away, said f*ck it, turned around and came home. (i have two "float" days and over 15 hours of lieu time that will be lost if i don't use them by march 31st)

SNOW DAAAAAYYY!

New as in, the new-new ones that were just released? That's pretty sweet. Do yourself a favor and dump 4GB of RAM into that sucker from the get-go. My java development environment got so much better after upgrading my MacBook from 1GB to 4.

BTW, Mike, I'll be heading out to see you this afternoon to pick up a wheel I was having trued. What time you guys open till?

AFAIK, they're open until 6:00.

sweet, do you guys have many options in store?
she prefers to keep her purse in front where she can see it.



I decided against riding this morning, and on my walk to work i saw two cars loose grip on side streets and bounce off parked cars. as well as a guy in a minivan who missed a turn and ended up on the sidewalk.

Made me feel justified in my decision.

Yep - I rode in, King was pretty thick in places still but I just took it steady and had fun, my usual 15 min. max was more like 25-30 mins. Glad I have the fixed conversion going, makes me feel much more confident on the slippy stuff (and it was pretty slippy in places).

A ride east is in order tonight, that ought to be interesting :)

I never knew who 'veteran_youth' was until I saw that picture, so I guess your teaser was too obvious. :) You left-side drive + fixed your Jake? Nicely done.

Hey, n00b question about renter's insurance.

There is a separate section for insuring bikes jewelery etc. Is this additional coverage worthwhile considering I don't have a single bill for any of my bikes? What is a good contents claim amount? don't want to claim too high or too low. How does a claim work?

Thanks,

You don't need the bill persay. Photos of said rides hidden away safely somewhere for the adjusters works as well.
Remember it's replacement value, not what it's worth...unless it's a highly priced collectors' piece, or say a Futura Colnago...*ahem* Keith..

Claim amounts should be such that if you get cleaned out, and the insurance folks cut you a cheque you can replace what was stolen. Check the deductible amount first, as sometimes this can be more than the bike is worth.

merlinextralighhttp://www.bikeforums.net/star.gif
"Ok Economics/ Finance 101.

Do not pay to insure your bike.

Insurance is designed to spread risks, that the insured cannot afford to absorb, over a broader pool. In exchange for having your risk covered, you pay not only the cost of covering that risk, but also a profit margin to the people undertaking the risk.

You have to pay this cost for catastrophic losses that you can't afford to absorb, or contractually aren't allowed to cover yourself (i.e. your house buring down.) Thus you pay an insurance company for Homeowner's insurance, even though it will cost you more than you will get out of it on a statiscal basis, because you'd be financially ruined if your house burnt down, and because your Mortgage company makes you.

From all this flows the Number One rule of insurance: Do Not Insure Against A Risk Which you Can Afford to Absorb. By insuring against small risks that you could absorb, you're just tossing money unecessarily to an isurance carrier. Rather, you can "self insure" the risk and pocket the profit.

Virtually everyone can afford to absorb the risk of the loss of their bike. Worst case scenario, you walk for a couple of months until you can afford to buy a new one. And if you have so much money in your bike that you'd be financially ruined by its loss, you have much greater financial management problems than I can possibly begin to address."

I really wish there was a decent E-W route from Parkdale to ossington without heading all the way up to bloor that's A: plowed, and B: devoid of streetcar tracks.

With all the snow this winter I'm becoming quite bored of playing "guess where the death surprise is" while trying to get somewhere.

mmmeh.. OR....

You saved and saved to buy yourself that nice bike and it would take you ages to save it up again. Not just a couple months.

Brad +1 I've definitely not been liking the groove that is the TTC track/streetcar support pave when it meets the regular road surface... it's played havoc with me a few times this winter.

http://www.bikeforums.net/showthread...bike+insurance

Yesterday, I should read road forums more often....

Or you've made a career change since you got your fancy bikes and couldn't afford to replace them now.
My bikes are insured under my contents insurance. $500 deductible.

You can get riders to specifically cover the bikes too, but it wasn't worth the extra cost to me. I've got receipts and pics to back up my claim if I ever need it.

Tell me about it. You have a 1' wide path to ride on usually- between the track and the edge of the concrete. So you get to ride that line and then navigate cars, obstacles, etc. The real fun starts in corners or deeper snow where you suddenly lose sight of your 1' wide path and have to just hold on and hope you guess right!

I talked to Melo Melache about tenant insurance, and they said I didn't need a separate ryder for the bikes. But they wouldn't put it in writing.

BTW- I've also been told that my bikes are covered even if it's stolen off the street.

^^ Which makes that worth the price of admission ^^
This morning from my 11 year old daughter. "Daddy, what day are we going to the bike show? " I'm so proud.

Keep rollin' 20s, Gary: http://news.bbc.co.uk/2/hi/entertainment/7278927.stm

Yes, it's one of the new MBPs. It came stock w/ 2GB of ram but I'm going to upgrade to 4 as soon as the budget allows.

who do you use, if you don't mind me asking

state farm

my bikes are covered under my home insurance but i've got a $1000 deductible and only one of my bikes is worth anywhere near that so i'd need all of them to get stolen to justify going through insurance.

re: bike show.

i want to try to hit it up after work on friday... only thing is, my ticket is at the bike joint. the bike joint is open until 6 and i work every day until 6.

is anyone going to be in that area anytime during the day that lives anywhere within a reasonable distance of me (king west... liberty village... parkdale... etc.) that wouldn't mind grabbing it for me and then i can pick it up from you after work tonight or tomorrow?